Your Business Account in Finland 🇫🇮

Q: Can a foreigner open a business bank account in Finland?

Yes, a foreigner can open an account if they have a branch or subsidiary of their company in Finland, or an independent business. The business owner or one of the board members generally needs to have a permanent residence permit in Finland and a Finnish social security number.

Q: What do I need to open a business bank account in Finland?

To open a business bank account in Finland, you typically need identification documents, proof of business registration, company documents, proof of address, details of company directors and owners, and potentially additional information depending on the bank's requirements. Contact the chosen bank for specific documentation and procedures.

Q: How long does it take to open a business account in Finland?

The time required to open a business account in Finland can vary depending on several factors, including the bank you choose and the completeness of your documentation. On average, it may take a few days to a couple of weeks to complete the necessary paperwork, undergo any required due diligence checks, and have the account fully set up. However, the exact time frame can vary among different banks.

Q: Is it hard to get a Finnish business bank account?

Getting a business bank account in Finland is generally not difficult for locals and residents, however, more complicated for foreign nationals. The specific requirements and procedures may vary among banks. It is advisable to contact the chosen bank directly for accurate information and assistance.

Open a business account to operate in Finland with or without local presence. Get multicurrency IBAN to manage EUR, USD, GBP and other currencies just like local companies do.

Open account

A single solution to bank overseas

Be where your clients and partners are - With MultiPass multi-currency account do business with partners, clients and contractors both globally and in local markets. Hold, send & receive money in multiple currencies and convert only when needed, at great FX rates.

Within Finland 🇫🇮

Account details:

IBAN (EU & global)

Currencies:

EUR

Supported payment networks:

SEPA, SEPA Instant

Delivery time:

0-1 business day

The rest of the world 🌍

Account details:

IBAN (EU & global)

Account number & Sort code (UK)

Account & Routing numbers (US)

Currencies:

EUR, GBP, USD & 70+ currencies

Supported payment networks:

SWIFT, SEPA, SEPA Instant, Faster Payments, ACH, Fedwire, 10+ local networks

Delivery time:

0-2 business days

Reliable & transparent banking, designed for international business

Worldwide transactions

Transact in 70+ currencies across 200 countries and regions. Get your own dedicated IBAN and local UK, EU & US accounts. Make fast multi-currency payments globally via SWIFT or local payment networks.

Wholesale FX rates

Perform live FX and move money between your own accounts with ease. MultiPass gives you access to wholesale exchange rates that guarantee significant savings versus traditional banks.

Business cards

Handle your daily corporate expenses easily with your own virtual and plastic payment cards. Order and manage your cards 100% online from your MultiPass business account.

Dedicated support

No bots or automated replies!
A dedicated banking expert that understands your business nature with help you out with any questions and ensure smooth delivery or your payments.

Digital onboarding

Onboard and manage your account entirely online, wherever you are. Our team will guide you through the onboarding so that you can be up and running within days, not weeks.

Trusted service

MultiPass is a UK-based FCA-authorised EMI. MultiPass is part of the Dyninno Group, an international holding with over 20 years of experience in the global market.

How to send money to Finland 🇫🇮 with MultiPass

Convert your currency to EUR

Save on FX vs traditional banks. Hold EUR in your account and avoid unnecessary conversions

Choose recipient in Finland

Make a payment to their local account details

From 0 GBP per payment

Payment delivery up to 5x faster than SWIFT

Pricing

Account opening

from 500 GBP

Account maintenance

from 100 GBP/month

IBAN + local UK, US details issuing

Free

Please note that pricing may vary from case to case. For more information, visit the pricing page.

Get paid in EU like a local

2 EUR

Share your new account details with your customers in the EU, allowing them to pay you as easily as they would a local company.

Pay overseas staff cheaper & faster

from 10 EUR

Local payouts offer significant savings vs international SWIFT transfers, which is perfect for companies that regularly pay salaries to overseas contractors.